Morning Drive

Tim Elliott and Policybazaar.ae CEO Neeraj Gupta discuss the UAE’s FinTech evolution. They explore how regulatory clarity and digital platforms have transformed insurance from a "grudge purchase" into a household essential. Neeraj also shares insights into shifting consumer behaviour, the impact of recent weather events, and how government innovation is shaping the future of financial protection.

Tim Elliott is joined in the studio by Jiacek Ziomek from X Motors to discuss a pressing issue for the region's automotive sector. Following recent heavy rain and flooding in Dubai, the pair look at the impact on some of the world's most prestigious vehicles. Jiacek shares insight into the scale of the problem, noting that even limited-edition models like the Ferrari Purosangue and the 812 Competizione were caught in the rising waters before they could even be collected by their new owners. From the technical difficulties of recovering water-damaged electronics to the specialised projects required to restore these supercars to their former glory, this interview explores the high-stakes world of luxury car salvage.

In this hard-hitting episode of Morning Drive, Tim Elliott sits down with the man who built a plumbing empire from a second-hand van: Charlie Mullins OBE. Following the 2024 election, record numbers of millionaires are fleeing the UK—and Mullins says it is no longer just the ultra-wealthy packing their bags.

Tim Elliott is joined by Dr David Tully, Head of Media at Middlesex University Dubai, and producer Mychal Feraren to discuss the major release of Avatar: Fire and Ash. As the third instalment in a franchise that boasts two of the top three highest-grossing films of all time, the team explores whether James Cameron’s latest work can meet its massive $2 billion box office expectations.

Tim Elliott sits down with Dr David Tully, Head of Media at Middlesex University Dubai and resident film expert, to dissect the business impact of the latest Avatar instalment, Fire and Ash. As the film hits UAE theatres during the critical holiday window, they explore whether these massive blockbuster events are the definitive key to the survival of theatrical cinema in the age of streaming. David provides a unique perspective on evolving audience behaviour and the economics behind global holiday releases.

Tim Elliott explores the ground-breaking "Games of the Future" making their debut at the AdNEC Centre in Abu Dhabi. Joining the programme is Niccolo Nicotra, Head of Aspire’s CEO Office, to discuss the rise of phygital sports—a unique hybrid format where athletes compete first on digital consoles before transitioning to the physical pitch. With a significant $5 million prize pool and 11 different disciplines, they delve into how this international event is reshaping the sporting experience and why global partners like Adnoc and the Abu Dhabi Sports Council are backing this new competitive era.

In this episode of Morning Drive on Mira Business FM, presenter Tim Elliott sits down with Independent Financial Consultant James Thomas to tackle the awkward question many clients are too afraid to ask: how are financial advisors remunerated? James explains why transparency is a vital red flag for any investor and why the "initial introduction" is the most important part of any professional relationship. They delve into the difference between independence and being tied to specific companies, ensuring you have the right financial direction for your future.

David Mackenzie, CEO and founder of executive recruitment firm Mackenzie Jones, joins Tim Elliott to pull back the curtain on the modern job market. Mackenzie shares essential insights on building a career, the power of disconnecting, and why every professional should consider themselves replaceable. From navigating difficult salary negotiations to understanding the shift toward Recruitment Process Outsourcing (RPO), this conversation is a masterclass for anyone looking to hire top talent or land their next big role.

The grace period for the UAE’s Federal Data Protection Law No. 45 is officially over. Presenter Tim Elliott is joined by Raymond Kisswany (Partner at Davidson & Co) to discuss the new era of enforcement, featuring fines of up to 5 million AED and new private rights of action. Learn why your company’s data is now a major legal liability.

Tim Elliott of Morning Drive sits down with Dr. Adnan Aziz, Chief Program Officer of the Global Islamic Finance for Climate, Nature and Development. This "back to basics" discussion explores how the Islamic finance industry is projected to grow to $7.5 trillion by 2026 and details the rigorous scholarly oversight required for Shariah compliance.

As Dubai’s skyline continues to evolve, the rules of the game are changing for investors and homeowners alike. In this episode of Morning Drive, presenter Tim Elliott sits down with Mario Volpi, Senior VP of Allegiance Real Estate and a 41-year industry veteran. From the shift toward end-user dominance to the impact of the Blue Line Metro extension, Volpi breaks down the critical trends shaping the 2025 market. Whether you’re looking to "flip" for profit or find long-term stability in the UAE's booming secondary market, this deep dive offers the "ground-truth" insights you need to stay ahead of the curve.

Tim Elliott talks to transport expert Martin Tillman (TMP Consult) about the UAE’s traffic "conundrum." As the population hits 10 million, why do more roads often lead to more cars? They explore why the solution to congestion isn't more asphalt, but "moving people" through the Metro Blue Line, Etihad Rail, and smarter urban design.

As the UAE enters its busiest travel window of the year—from Christmas getaways to New Year's staycations—the short-term rental market is facing unprecedented pressure to deliver seamless, five-star guest experiences. Katherine Read, founder of the Short Stay Circle, joins presenter Tim Elliott on Morning Drive to discuss how operators are juggling surging demand with the complexities of pricing, tech, and compliance. Katherine shares insights into why trust and collaboration have become the industry's most valuable currencies during peak season and how the market is evolving to cater to a new wave of "Dubai curious" summer travelers.

Luxe Vista CEO Ajay Menon joins Tim Elliott on Mira Business FM to unpick the phenomenon of branded residences. Dubai is home to the highest number globally, but are buyers paying a premium for genuine luxury, an elevated lifestyle, or simply status? Menon explains how non-property brands, from car makers to global icons like Shah Rukh Khan, are adding unique appeal to the property market.

A new report confirms the UAE is number one in the MENA region and fifth globally for crypto adoption. In this special interview on Mira Business FM, XTrends Co-founder, Benjamin Notini, explores the strong regulatory clarity, zero taxes on crypto activity, and rising retail participation that are fueling the country's rapid ascent as a global blockchain hub.

Global Oil and Gas Expert Karan Gupta joins Tim Elliott on Mira Business FM to analyse the energy dilemma. They discuss the necessity of investment in traditional fuels to maximise supply security, the political realities of the energy transition, and how geopolitics is shaping every policy decision. A vital listen on the future of energy security.

Psychologist Hiba Salem joins Tim Elliott on Mira Business FM to analyse the hidden cost of the 'culture of busyness'—employee burnout. As companies review their books, they discuss staggering figures: burnout costs a typical 1,000-employee organisation $5 million annually in lost productivity and turnover. Globally, mental health losses top $1 trillion. Learn how to tackle this major drain on profit.

Dr Ramzi Ben Ouaghrem of the Mohammed Bin Zayed University of Artificial Intelligence speaks with Tim Elliott about the new Institute for Agriculture and AI (IAAI), launched in partnership with the Gates Foundation. The IAAI focuses on deploying open-access AI models and digital advisory tools at scale to support over 43 million smallholder farmers, tackling data relevance issues and boosting food security, sustainability, and global development in the Global South. This initiative brings AI out of the laboratory and into the field.

In this insightful interview on Mira Business FM, Paras Raichura, Founder and CEO of PNDigital, joins presenter Tim Elliott to discuss the latest trends and essential strategies for digital transformation. Learn how businesses can effectively implement new technologies, foster a culture of innovation, and strategically leverage digital tools to maintain a competitive edge and drive sustainable growth in the fast-paced modern economy.

Tim Elliott speaks to Dr. Stavroula Kalogeras, MBA Programme Director at Edinburgh Business School, Heriot-Watt University, about the role of Generative AI in marketing. They analyse the overwhelming public backlash to McDonald's AI-generated Christmas campaign in the Netherlands, discussing why it failed to connect emotionally. The discussion covers the importance of consistent brand behaviour and authentic storytelling for big brands experimenting with emerging technology.

Century Financial's Chief Market Analyst, Arun Leslie John, joins Tim Elliott on Mira Business FM to analyse if the AI tech boom is a "super cycle" or a bubble, contrasting it with the dot-com era. Discussion covers the bullish outlook for 2026, cooling inflation, and how geopolitical volatility is shaping key investment themes like European defence spending and the institutional push for gold.

Mackenzie Jones CEO David Mackenzie joins Tim Elliott on Mira Business FM to discuss the Middle East job market. He confirms a hiring slowdown in Saudi Arabia due to PIF budgeting/project delays, compares it to the UAE's strength, and details the big demand for talent in AI and cyber security. Crucial CV/LinkedIn advice included.

Financial consultant James Thomas joins Tim Elliott on Mira Business FM to analyse the world of ethical investing. They centre the discussion on its definition, aligning it with personal beliefs, negative screening, and the importance of ESG (Environmental, Social, and Governance). Learn how to invest your hard-earned money in socially responsible and productive ventures.

X Motors' General Manager joins Tim Elliott on Mira Business FM to deliver a brutal critique of modern supercar design, slamming the "ugly" colours and controversial aesthetics. He reveals exclusive insight into why Ferrari's sales are struggling on models like the Roma and 296, and how the iconic marque is shifting its future design direction towards a Chinese influence. Plus, his shock takes on the F1 season champion being an "average driver" and the game-changing 'white light' traffic system for autonomous cars.

Tim Elliott interviews Merlin Real Estate Co-Founder Rohit Bachani following Sharjah's record-breaking month of 9.5 billion dirhams in property transactions. Bachani credits quality developers, notably Arada, for the surge, drawing investors looking for growth outside Dubai. They also discuss the increasing scarcity of townhouses and villas across the Emirates, Merlin's use of HexaGene software for trend prediction, and the essential role of regulatory clarity.

Managing Director of TBreak Media and Tech Expert Abbas Jaffar Ali joins Tim Elliott on Mira Business FM to analyse the 'RAMageddon' phenomenon. They discuss how soaring demand from AI data centres and a supply squeeze are impacting the consumer tech market, PC building, and what the rise in enterprise-grade memory means for the future of hardware prices. Get essential advice on whether you should be upgrading now or waiting.

Allegiance Real Estate VP Mario Volpi analyses the latest Dubai property report on Mira Business FM, revealing Indian and British nationals lead tenancy across key communities. He discusses the long-term bullish market outlook, rental vs. buying trends, wealth migration to the UAE, and the cash buyer preference. Plus, an essential Chelsea FC chat!

Tim Elliott and financial journalist Siddesh Mayenkar did a roundup of the highlights of Abu Dhabi Finance Week (ADFW). They discuss the event's role in positioning Abu Dhabi as a financial centre, the new digital Dirham, the gold surge, the latest Fed rate decision, and the global corporate drama surrounding the Warner Bros./Paramount acquisition, highlighting the interest and alleged involvement of Saudi and Qatari funds like the PIF and QIA.

Goldstrom Advisory CEO Jeff Rhodes joins Tim Elliott on Mira Business FM to analyse the precious metals market following the Fed's latest 25 basis point cut. The CEO explains why gold is a "steady eddy" despite a 55% price appreciation and argues the dollar's strength is irrelevant. He shares an optimistic outlook on silver, stating a $125 price is "a matter of when, not if," and discusses global demand from India and China.

Tim Elliott interviews VIKST founder Viktor Moller on the evolving e-commerce landscape. They discuss the fierce competition and the shift to creative-heavy paid social (or 'paid ads') from 2025, stressing that 'people buy from people'. Looking ahead, the focus is on AI content, strong user experience (UX/UI), and holistic digital performance for brands to achieve growth in the UAE.

Tim Elliott speaks to Scott Wilcox, Founder of Sicuro Group, about the key risk considerations for organisations exploring opportunities in post-conflict and high-risk markets. They analyse the political and economic landscape, legal compliance, and operational challenges—including workforce, due diligence, and logistics—for businesses entering Syria.

Mira Business FM's Tim Elliott interviews Dr Adnan Aziz, Shariah Advisor and Auditor, for an 'Islamic Finance 101'. They clarify the misconception around 'Halal money' (it's the use, not the money itself) and discuss the sector's rapid growth (projected $7.5 trillion by 2028). Dr Aziz gives compelling real-life examples contrasting Islamic finance principles with conventional banking, demonstrating the value and protection offered when things go wrong, such as with car finance or property loss.

AI and data expert Vasudha Khandeparkar joins Tim Elliott on Mira Business FM to discuss transformative AI and data milestones. She highlights key UAE announcements like the Digital Dirham and AI curriculum in schools. Learn how financial services and healthcare achieved rapid adoption by making small, strategic improvements. A must-listen for any organisation looking to leverage data for growth, enhance customer experience, and identify critical future skills.

Investigative journalist Mazhar Farooqui from Khaleej Times discusses the prevalence of scams in Dubai with Tim Elliott on Mira Business FM. He exposes the shocking scale of modern financial crime, covering sophisticated Ponzi schemes, Forex syndicates, and the ridiculous $8 million loss on the 'Bao Bao Panda' meme coin. Learn why caution is crucial as recovering money is notoriously difficult.

Ahead of the Global Airports Forum (GAF) on 16 and 17 December in Riyadh, Tim Elliott hosts Daniyal Qureshi & Daksha Patel on Mira Business FM. They discuss the GAF's rapid expansion, its role as a key world-class meeting point for aviation leaders, and massive regional investment aligned with Saudi Vision 2030.

Hear from Rory McLoughlin, Filmmaker and Founder of Like Minds UAE, in conversation with Tim Elliott on Mira Business FM. Fresh from attending the Bridge Summit in Abu Dhabi, Rory brings a current perspective on the media sector. He shares the story behind establishing the UAE's thriving community for freelancers and creatives. Discover the landscape for filmmaking and creative entrepreneurship in Dubai, the challenges of building a successful creative business, and the power of community in the Middle East's dynamic media sector.

Mira Business FM host Tim Elliott welcomes Raymond Kisswany, Partner at Davidson & Co Law Firm, to discuss essential consumer protection laws in the UAE. Learn your rights on everything from misleading advertising and refunds to navigating e-commerce disputes. This essential programme helps all UAE shoppers, diners, tenants, and online customers protect their investments and save stress.

Tim Elliott interviews ZIGChain Co-founder Abdul Rafay Gadit, live from Abu Dhabi Finance Week, on how blockchain is revolutionising the $4.2 trillion Sharia-compliant finance market. Abdul discusses the launch of Nawr Finance, a Sharia-certified on-chain yield platform, and ZIGChain's mission to democratise investment access. He explains how tokenisation is opening up sophisticated opportunities.

Ramla Al Ansaari (Head of Emiratisation at TASC Outsourcing) joins Tim Elliott on Mira Business FM to discuss the critical disconnect in UAE national employment. Recent data reveals 74% of Emiratis are unhappy with pay, with many confined to fully on-site roles. The discussion shifts focus from achieving hiring quotas to a proactive retention strategy. Ramla highlights the vital role of employer trust, fair remuneration, and the urgent need for flexible working models to successfully integrate nationals into the private sector and avoid 2026 compliance penalties.

Tim Elliott interviews the CEO of Strategic Housing Group on the UAE's record-breaking real estate market and the future of urban living. They analyse the affordable housing shortage for essential workers and young professionals, and how the company's innovative co-living model provides scalable, quality, and accessible living spaces to ease the financial burden and the psychological trauma of long commutes.

Tim Elliott welcomes Jiacek Ziomek, Manager of X Motors, for a chat on automobiles. They discuss the Dubai climate's impact and explore the world of luxury off-road vehicles, including models starting at $175,000 built for off-grid desert survival. The programme also covers the inherent quality of German engineering and the rising trend of electric vehicles (EVs), touching upon design features like Goldwing doors and manufacturing issues seen with the Tesla Cybertruck.

Lushescapes CEO Abhishek Dadlani tells Tim Elliott the figures people are dropping on bespoke winter holidays. Hear how the luxury travel consultancy secures VIP, transformative experiences—from the best suites to behind-the-scenes F1 access—as demand for exclusivity soars.

Goldstrom Advisory CEO Jeff Rhodes reveals explosive predictions for precious metals with Tim Elliott on Mira Business FM. Hear his detailed analysis on why gold is projected to hit $4400 next year, potentially surging to $6500 by 2026. Plus, Rhodes shares his forecast for silver heading towards $125, driven by its reclassification as a strategic metal. An essential listen on how interest rates and inflation are shaping the future of metal markets.

James Thomas, Independent Financial Consultant, joins host Tim Elliott to discuss crucial strategies for safeguarding your financial future. They delve into the current investment climate, covering topics like managing risk, diversified portfolios, and making informed decisions to weather economic uncertainty. Tune in for practical advice on achieving your long-term financial goals and securing your wealth.

David Mackenzie, CEO of Mackenzie Jones, sits down with Tim Elliott on Mira Business FM to debate the realisation of remote and hybrid working models in Dubai and the Middle East. He explains why a traditional 'see-them-working' mentality still prevails, shares his company's flexible policy, and discusses the nuances of recruitment and productivity in a diverse cultural environment.

Tim Elliott asks Dr. David Tully, Head of Media at Middlesex University Dubai, the million-dollar question: "How Much Does Mariah Carey Earn Every Christmas?" They discuss the astronomical revenue generated by 'All I Want for Christmas Is You' and unpack the business model behind the entire festive media season. The discussion explores the psychology of nostalgia, why Christmas content is the ultimate 'evergreen' goldmine, and how Charles Dickens' A Christmas Carol first created this lucrative, reliable revenue stream for creative industries.

Tim Elliott interviews Nasser Bostan, Founder & CEO of Simulacra.X, on the profound impact of Artificial Intelligence. They discuss AI's enormous potential for efficiency and breakthroughs in healthcare, agriculture, and manufacturing—showing how AI can solve major global problems. The debate also focuses on the social risks, including over-reliance for companionship, and the potential for a decline in human critical thinking skills.

Tim Elliott chats to The Courtyard Playhouse's Kylie Schultz and Salman Qureshi about why improv is a game-changer for business leaders. They discuss how theatrical skills build crucial leadership muscles: boosting emotional intelligence, quick decision-making, and adaptability in disruptive environments. Learn about the practical, self-reflective approach used in their corporate workshops.

Financial Coach Jay Adrian Tolentino joins Tim Elliott on Mira Business FM to discuss the surge in holiday remittances from the UAE. Get expert tips on how to manage your money, avoid overspending during the holidays, and swerve the dreaded 'January financial hangover' by being intentional with your finances.

Tim Elliott of Mira Business FM chats with Alastair Moffitt, Editor-in-Chief of the Gulf Motorsport Business Newsletter, about the region's explosive rise as a global motorsport powerhouse. They discuss how countries like the UAE, Saudi Arabia, Bahrain, and Qatar are investing billions in F1, infrastructure, and next-generation talent, driving huge economic returns, industry diversification, and a new motorsport culture. Alastair shares his personal passion for the sport and provides insight into the ambitious national strategies, future projects like the new Qiddiya circuit, and the move toward new technology such as autonomous racing.

Tim Elliott chats to Shane Martin, Executive Producer at Boomtown Productions, about the UAE's booming media landscape. Shane explains why the Emirates is fast becoming a global documentary hub, the power of authentic storytelling for nation branding, and his latest film, The Multiplier Effect. The documentary highlights national success in vital sectors like sustainable food, healthcare, and manufacturing, promoting economic independence and innovation.

Financial expert Michele Carby joins Tim Elliott on Mira Business FM to break down rising costs, from rents to bills, and discuss the "real price of daily life" in the UAE. They delve into budgeting, financial security, and long-term wealth strategies.

Chef Dabo Pamplona of Naimas Cafe & Bistro joins Tim Elliott to discuss his journey in Dubai, redefining Pan-Asian Filipino cuisine, and the strategies behind building a successful, culturally inspired eatery in the UAE's competitive food scene. Learn how Chef Dabo's mission is to put Filipino food "on the map" in the UAE.

Executive Director Eti Bhasin of Majestic Hotel discusses the surge in staycation and leisure demand with Tim Elliott on Mira Business FM, focusing on the highly anticipated National Day long weekend.

Goldstrom Advisory CEO Jeff Rhodes joins Tim Elliott to discuss the record-breaking Dubai Precious Metals Conference. Get his insights on silver's path to a $60 target, the new world record silver bar, and predictions for new all-time highs in gold and silver. He also covers the outlook for palladium and platinum, citing "dovish Fed remarks" as a key driver for the precious metals market.

Andrew Laver, Associate Director at Cavendish Maxwell, joins Tim Elliott on Mira Business FM to discuss the latest Abu Dhabi real estate outlook. He breaks down the anticipated supply of 8,000 new residential units by the end of 2025 and an additional 12,800 in 2026, concluding that this large volume is expected to be absorbed by the market, with price increases likely to continue.

Legal expert Raymond Kisswany of Davidson & Co. guides freelancers through the compliant pathways in the UAE. This essential roadmap clears up confusion around 'side hustles' and popular online freelance visa ads, detailing the real legal structures, licensing, and compliance requirements needed to operate your business lawfully in the Emirates.

Coach Kas Salihu joins Tim Elliott on Mira Business FM to explore the UAE's booming fitness economy and his holistic performance model. Salihu, a Dubai-based health and performance coach, discusses how he helps high-performing executives and elite athletes integrate training, nutrition, mindset, and recovery for sustained success. Learn how to excel in your career without burning out your body.

David Mackenzie of Mackenzie Jones Dubai and Tim Elliott on Mira Business FM tackle a sensitive issue: Are certain nationalities consistently paid less for the same job in the Middle East? They discuss the reality of pay disparity between different nationalities and provide professional HR advice on how employees can navigate these complex salary and compensation challenges in the regional job market.

Tim Elliott interviews Josine Heijmans, SVP-Construction at dmg events, on the 46th Big 5 Global in Dubai, the Middle East's largest construction event. They discuss market drivers like urbanization and population growth, key challenges, and the vital role of sustainable solutions and digital construction (AI, BIM, robotics) in shaping the future of the MEASA region.

An insightful interview with David Gubbin, President of SAGE Appliances, on the future of home coffee and kitchen innovation. Gubbin shares SAGE's strategy for blending performance and design, discussing how they empower consumers to achieve professional-grade results at home. Hosted by Tim Elliott on Mira Business FM. Tune in for the inside scoop on premium kitchen tech!

Founding Partner Tiffany Kelly discusses RoundTable Global's unique approach to leadership development on Mira Business FM, emphasizing its critical role in shaping business, culture, and sustainable global impact alongside Tim Elliott.

Allegiance VP Mario Volpi joins Tim Elliott to discuss the influx of global wealth and major developments impacting the property market, including the fear of rising rents. Volpi answers listener questions on securing your housing, understanding Dubai's price cap rules, and how to successfully move from being a renter to a homeowner.

CBonds CEO Sergey Lyalin joins Tim Elliott on Mira Business FM to demystify bonds and Sharia-compliant Sukuk. They discuss bringing transparency to the Over-The-Counter (OTC) bond market , the role of AI in data aggregation, and analyse the surging bond markets in the Middle East and MENA region. Essential listening for investors and financial professionals exploring the global debt market.

Culinary Ambassador Chef Sperxos joins Tim Elliott on Mira Business FM to discuss his journey from a Greek farm to CEO of the Efzin Group. Learn how his roots shaped his philosophy on seasonal, sustainable cooking, modernizing Greek cuisine in the UAE, and his focus on creating "experience" and building an honest team.

Luxe Vista UAE CEO Ajay Menon breaks down Dubai's commercial office market, comparing Grade A (DIFC, Downtown) to Grade B and C spaces, detailing tenant profiles, facilities, technology, and record rents. He explains the requirements and high standards (e.g., LEED certification, smart systems) of Grade A offices and discusses the affordability of Grade B and C for mid-market and startup businesses. Menon also makes the case for why commercial property offers significantly higher net rental yields than residential units in the UAE.

Amy Hochadel, VP of The Urban Lab at Expo City Dubai, tells Tim Elliott exactly how they're using this 'real-world test bed' to tackle the biggest urban challenges—from cooling solutions to smart mobility—and why their unique collaboration model is setting a new global benchmark for sustainable cities.

Tim Elliott and Dr. David Tully (Head of Media at Middlesex University Dubai) analyse the massive Warner Bros. Discovery acquisition bids from Paramount, Comcast, & Netflix. They discuss the fate of valuable IP like HBO & DC Comics, the conflict between "show and business" (creatives vs. "bean counters"), and the industry's "collapsing" old model amid streaming and subscriber fatigue.

Anna Skigin, CEO of Frank Porter, joins Tim Elliott on Mira Business FM to discuss why Dubai's short-term rental market remains highly profitable, offering investors greater returns and flexibility compared to long-term leases. She details the market's cyclical nature, the regulated environment by DET, and Frank Porter's end-to-end property management services.

X Motors Manager Jiacek Ziomek joins Tim Elliott on Mira Business FM's The Morning Drive to discuss the pure-bred, track-only Ferrari 296 Challenge. They also debate the performance and philosophy behind new electric hyper-SUVs like the Porsche Cayenne EV, with Ziomek sharing his views on the rise of EVs versus the heritage of classic sports car brands. The conversation covers the history of racing colors, high-performance car design, and Ziomek's direct opinion on F1's Lando Norris.

James Thomas joins Tim Elliott on Mira Business FM to discuss personal finance and the vital connection between competitive sports and professional life. They explore how the mindset, discipline, and endurance Thomas gained from his rigorous Ironman training directly translate into success in managing complex financial matters and achieving long-term personal wealth.

DSF Al Rigga Night Market organizers Marvin Suavengco and Frel Jimenez join Tim Elliott on Mira Business FM to discuss the F&B and retail ecosystem supporting over 100 micro-enterprises. They share their unconventional journey, explain their 'no-repeated product' policy, and detail how the market provides a low-capital entry point for new businesses in Dubai.

Group Managing Director of Mackenzie Jones, David Mackenzie, joins Tim Elliott on Mira Business FM to break down the current landscape of Human Resources and executive recruitment across the GCC. He discusses the focus on senior appointments and the broader Mackenzie Jones group, which includes specialized ventures like Mums at Work, Simply Digital, and ThinkTech.

RAK Chamber Director of Operations Mohamed Bahgat joins Tim Elliott to discuss the launch of the Emirate's first Night Market. This strategic initiative is designed to be a major new cultural and commerce hub, supporting local SMEs, celebrating Emirati heritage, and diversifying tourism with a unique, family-friendly "edutainment" space.

Filipina entrepreneur Lourds Adalia-Evertse went from COO to launching her restaurant business during the pandemic. She shares her story of incredible resilience, scaling Spice Grill UAE to 3 branches, employing 45 displaced Filipinos, and winning a prestigious international award. Learn her mindset on business, leadership, and turning a crisis into a major commercial success.

Cavendish Maxwell Director Ronan Arthur joins Tim Elliott to discuss the latest Dubai real estate insights. They cover why off-plan sales dominate (3 of 4 transactions), the role of overseas investors and market transparency, the ready-property inventory shortage, the influence of the RERA rental index on growth, and a bullish outlook on Dubai's future as a long-term home.

Allegiance Real Estate VP Mario Volpi joins Tim Elliott on Mira Business FM to reveal the factors influencing rent in Dubai and how to negotiate your contract like an insider. Find out if you're overpaying! We also cover the huge market shift driven by mid-income end-users and the Etihad Rail network's impact on property values. Essential viewing for every Dubai resident.

Muzammil Shaikh joins Tim Elliott on Mira Business FM to discuss major UAE personal finance updates. They dive into sweeping credit score reforms from the Etihad Credit Bureau, designed to give residents more control and a clearer view of how their credit behavior shapes opportunity

Live from the Dubai Airshow, LODD Autonomous CEO Rashid Al-Manai discusses the company's autonomous cargo aircraft, HILI. Engineered in the UAE, HILI can carry 250kg over 700km. It is designed to solve "middle mile" logistics inefficiencies by flying directly between regional and distribution warehouses without needing complex airport infrastructure. Al-Manai shares the excitement of the first test flight, major partnerships with Emirates, Etihad Cargo, and Aramex, and the UAE's push to lead next gen logistics. #DubaiAirshow, #AutonomousCargo, #LogisticsTech, #UAEInnovation, #HILI, #LODDAutonomous, #AirCargo

Bien-Etre founder Aly Rahimtoola joins Tim Elliott to discuss democratizing longevity. Learn how his UK-based consumer health tech uses DNA biomarkers and lifestyle AI data to move beyond "one size fits all" averages and deliver personalized, preventative solutions for living a healthier, longer life. #Longevity, #HealthTech, #BienEtre, #PersonalizedWellness, #AIinHealth, #DNAtesting

Chef Nouel Catis of Sna'ap DXB tells Tim Elliott on The Morning Drive the intentional strategy behind the viral 'Dubai Chocolate'. He unveils the new 'Abu Dhabi Chocolate,' a premium bar with 24K gold leaf and complex, local flavors crafted over a year to celebrate Emirati culture and be copycat proof. #AbuDhabiChocolate #DubaiChocolate #ChefNouelCatis #SnaapDXB #ViralDessert #UAE #DubaiChocolate

In this essential business discussion, Tim Elliott speaks with Raymond Kisswany, Partner and Head of the Digital Assets and Startups practices at Davidson & Co Law Firm. They provide a comprehensive analysis of the legal structures and compliance requirements for startups operating within the UAE's evolving regulatory framework. Key topics include best practices for licensing, mitigating common legal risks, and strategic positioning for digital asset ventures.

Luxe Vista CEO Ajay Menon joins Tim Elliott on Mira Business FM's 'Morning Drive' to answer the big question about Dubai's real estate market: is Al Jaddaf a good investment? Discover why he calls it the "best of both worlds," strategically located just 10 minutes from wealthy hubs like Downtown and DIFC.

Deputy CEO of 9Yards Communications Omar Sarieddine joins Tim Elliott to reveal the disruption coming to streaming. With a $100M investment, 9Yards is pioneering local, 90-second micro-dramas in MENA. Learn how consumer demand for "quick entertainment fixes" is fueling this trend and why it will change how the UAE consumes content.

Tim Elliott on The Morning Drive chats with Safe Driving and Road Safety Expert Dr. Mustafa Aldah about his engineering journey, the RTA's new AI-powered smart monitoring center in Dubai, and Dr. Aldah's latest e-book and course to improve driver behaviour.

Tim Elliott of The Morning Drive sits down with Dawn Kubicek, Founder of Leaders in Digital and the Middle East's first female SEO consultant. They discuss pioneering SEO and Google Ads since 2001, the evolution of digital and data-driven marketing, the impact of AI on content creation, and the growth of women's entrepreneurship in the region.

Goldstrom Advisory CEO Jeff Rhodes joins host Tim Elliott on Mira Business FM to dissect a volatile week for gold, which saw 5% swings and surprise selling pressure. Elliott dubs the market "bumper cars". Rhodes gives his weekly outlook, suggesting a $4,000 gold price is achievable. He also addresses US government policies, the volume of gold reserves (like Fort Knox), and the downward pressure on silver. Essential market analysis for investors.

On Mira Business FM, Athlo Founder & CEO Matthew Mansell discusses his journey from professional rugby to high-performance finance, and ultimately, launching Athlo—the flexible fitness and wellness marketplace. Learn about Athlo's expansion from London to the UAE, partnering with 150+ gyms, and supporting the nation's well-being goals.

Strategic Advisor Aidan O'Brien joins Tim Elliott on Mira Business FM to reveal the hidden cost of saying "I'm busy." Learn why your "casualness leads to casualties" and how a simple language and mindset shift can immediately improve your leadership and business growth. Aidan's advice is based on training nearly a million people.

Tim Elliot interviews Jon Carvill, VP of Marketing & Comms at MBZUAI, about the UAE's revolutionary "data-wise" World Model AI. Discover how this new platform anticipates consumer behavior, market shifts, and redefines decision-making for businesses in the Gulf. Tune in to learn how to use AI for a competitive edge.

Goldstrom Advisory CEO Jeff Rhodes and Tim Elliott discuss the latest in gold. Rhodes analyzes the bullish charts, key technical levels like $4,250, and the path to an all-time high of $4,381. He also shares his outlook on how U.S. interest rates and a potential Trump presidency could accelerate gold's journey to $5,000. Gold is the essential hedge against equity market instability.

Nancy Nese Ozbek, GM of Times Square Center, joins Tim Elliott on Mira Business FM to discuss her 20+ years in UAE retail and the innovative, community-focused, and sustainable approach she's bringing to the mall

Tim Elliott of Mira Business FM interviews LY Law Founder Ludmila Yamalova on the complexities of UAE Personal Status Law. Topics include civil and Muslim marriage/divorce, prenuptial agreements, child custody, and asset division.

Financial Expert Michele Carby joins Tim Elliott on Mira Business FM to analyze the rumored UK Exit Tax (or "settling up charge") and its implications for high net worth individuals & expats. With the 2025 budget looming, learn the urgent planning steps and existing tax reliefs you must consider now.

Financial Consultant James Thomas joins Tim Elliott on Mira Business FM's Morning Drive to demystify complex financial terms and phraseology, including credit and leverage. Learn what you need to know to take charge of your financial future.

HR and Recruitment Expert David Mackenzie of Mackenzie Jones join Tim Elliott on Mira Business FM to discuss the latest talent acquisition strategies and key job market trends in the UAE and KSA. Learn the single biggest mistake people make in the job search process and the secret to finding the right fit.

Tim Elliott and investment expert Muzammil Shaikh break down the pros and cons of investing in Initial Public Offerings (IPOs). They stress that investors should not proceed if they are unwilling to put in the effort to study, research the company's fundamentals and valuations, or rely solely on stock tips. Learn why understanding a company's worth and avoiding the "jumping on the bandwagon" mentality is essential for successful personal finance decisions in the current market.

Tim Elliotts sits down with VP of Allegiance, Mario Volpi, on Mira Business FM to provide a definitive guide to tenant rights under Dubai's RERA law. Get crucial clarity on the mandatory 12-month eviction notice, legal limits on rent increases, and the tenant's responsibility for property maintenance. Essential viewing for every resident in the Dubai rental market. #DubaiTenantRights, #UAEPropertyLaw, #MarioVolpi, #RERADubai, #MiraBusinessFM

Why is Dubai South the hottest investment zone? Tim Elliott sits down with Ajay Menon of Luxe Vista Real Estate to get the veteran's perspective on this key growth area. Ajay, who transitioned from marine fuel trader to property guru, shares why he loves the "thrill" of Dubai's market and calls the Emirate a "magnet of the world." They also discuss other high-potential areas like Expo City and Dubai Marina, offering crucial advice on aligning your budget with investment goals.

Our Presenter Tim Elliott Speaks with William Slabbert, Nursery Manager/Head of Production at Wahat Al Sahraa, Desert Group, discusses his 30+ year career in horticulture and how his passion began when a plant was his first word. The interview on Mira Business FM covers the art and science of desert greening, the crucial need for sustainable urban development, and the significance of the upcoming My Plant and Garden Middle East 2025 exhibition